Many auto accident victims think that claiming compensation through a negligent party's insurance company should be a straightforward matter. All the documentation has been provided, including witness's accounts, physicians' reports, and the offending party has readily admitted to being the cause of the accident.
Bet just getting a response from an insurance adjuster is not that simple and often a claim is shunted around a number of adjusters who give you the runaround. Also, some adjusters can be very aggressive and try to intimidate people from pursuing any claims. They also use dfferent tactics in order to pressure people to accept low settlements.
Common tactics - The insurance adjuster
- may tell you their client is not at fault and that you are at fault for the accident,
- may tell you that you are a percentage at fault for the accident and eligible for little coverage,
- may call you saying that they want to help you get a fair settlement and that you do not need a lawyer,
- may try in earnest to settle for a low amount and ask you to sign an agreement for this.
Insurance adjusters are trained to minimize any amount they pay out and they will often use intimidating tactics in order to pay out nothing at all.
The role of a Houston car accident lawyer
It is always a good idea for car accident victims to approach a personal injury lawyer who knows what a compensation claim is worth and knows how to handle insurance adjusters. It is important that the adjuster pays the appropriate amount and that the negligent party is held accountable.
When you contact a personal injury lawyer you will have an advocate on your side to fight for any medical bills, lost wages and compensation for vehicle damages. It is often necessary for the lawyer to prepare a lawsuit so that a just compensation claim is reached. This will ensure that a victim of a car accident receives a just compensation payment.
If you need to speak with a Houston car accident attorney today you may contact our office at 1-877-342-2020 for a free case review.Our principal attorneys, Galvin B. Kennedy and David W. Hodges, are board certified in personal injury trial law by the Texas Board of Legal Specialization. Our firm works on a contingency fee basis, which means if we do not make a recovery in your case you owe us nothing.