Medical treatment is extremely expensive. Even if you have a good insurance policy, deductibles can be high and may be beyond an accident victim’s ability to pay. By law, if you have medical insurance at the time the injury occurs, that coverage will pay for any medical treatment that is caused by medical malpractice or an accident, regardless of whether the coverage is private health insurance, Medicare, or a similar policy.
If the person or business who caused the accident is insured, their insurance company will not directly pay your bills. Normally, they initially pay nothing, because if they pay your bills that would basically be an admission of guilt. Instead, normally you would make a personal injury claim, and at the end of the case, the insurance company takes into account the amount of the victim’s medical bills and factors that into the settlement.
If you have no insurance, doctors or a hospital may refuse to provide treatment, unless it is an emergency, in which case legally a hospital has to stabilize you. If you have outstanding medical bills at the end of your case, normally part of the settlement would be used to pay those outstanding bills. An experienced attorney can help you negotiate those unpaid bills in order to get the best settlement possible.
Normally, your insurance company will not be able to be repaid for your settlement, although there are exceptions. You should speak with your personal injury attorney about whether or not you will have to reimburse your medical provider out of your settlement, as well as any tax implications of your settlement.If you have been injured in a Houston accident caused by the negligence of another party, call the Houston personal injury attorneys at Kennedy Hodges at 855-947-0707. We can help. Call us today or visit us on Facebook to learn more about your rights.