The Highway Loss Data Institute recently released its list of the worst vehicles for insurance losses. The HLDI analyzed 2012 to 2014 model year vehicles according to how often personal injury protection insurance claims were filed.
In general, the cars with higher claims normally had lower horsepower and were smaller cars. In accidents involving smaller cars, the vehicle was more likely to have damage and the occupants were subject to a higher injury risk. The vehicles that scored the best for personal injury claims were, in some cases, high-performance vehicles that normally aren’t driven on a daily basis. The study calculated the claim rates relative to the number of insured vehicles of each particular model, so that claims were weighted based on vehicle popularity.
The ten worst cars based on the percentage of vehicle claims were the Mitsubishi Mirage, Dodge Avenger, Nissan Versa, Nissan Versa Note, Kia Forte, Mitsubishi Lancer 2WD, Nissan Rogue Select (4-door, 2WD), Chrysler 200, Nissan Cube, and Kia Rio. The worst vehicle on the list, the Mitsubishi Mirage, had a claim rate that was 113 percent higher than average. Although some of the cars on the list scored “good” in crash tests, many of the vehicles on the list were found to be ill-equipped to protect their occupants.
If you have been involved in an accident and you believe you need to make a personal injury claim, call the Houston personal injury attorneys at Kennedy Hodges at 855-947-0707. You can also visit us on Facebook. Our attorneys will work hard on your behalf so that you get the compensation you deserve. Call us today to learn more.