I have received an offer from an insurance company to settle my accident without an attorney. Do I have to have an attorney?

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I’m sorry to hear that you were hurt in an accident. It’s very common immediately after an accident for a claims adjuster to call you and try to settle the claim quickly. It can be very tempting to accept the first settlement offer without consulting with an attorney. However, that is normally a mistake. 

There are some important things to keep in mind before you sign on the dotted line. First, once you accept that settlement, you cannot go back and get more money later if you find out your injuries are more extensive than you thought. When you accept the money, your case is over. 

You are also probably entitled to a much bigger settlement than you think. Most non-attorneys do not know what types of damages to which they are entitled. Frequently, accident victims will be happy with compensation for their injured vehicle and medical expenses. However, normally claims are worth more than that. 

You should also remember that the insurance company is not your friend who wants to help you. Insurance companies stay in business by paying out less in claims than they make. Insurance adjusters can apply extensive pressure to strong-arm victims into taking less than they could get if they pursued the case further. 

If you have been injured in a Houston accident, you should speak with an attorney about your options. Call the Houston personal injury attorneys at Kennedy Hodges at 855-947-0707. We can help. Call us today to learn more or to schedule a free consultation.

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